April 15, 2024

San Diego County Credit Union (Sddfcu) serves the financial needs of its members in Southern California. SDCCU is the largest locally owned credit union in the state and offers a full suite of banking products and services.

Sddfcu offers checking and savings accounts, IRAs and certificates, as well as consumer loans, auto loans, credit cards and home mortgages. It also offers a full menu of online and mobile banking services via its corporate website.

What is SDCCU?

Sddfcu is a San Diego-based financial institution that provides savings accounts, checking accounts, IRA accounts and certificates. It also offers members consumer loans, auto loans and credit cards.

Sddfcu also has a mobile app that is a good way to manage your finances and make payments. It’s available for both iOS and Android devices.

While SDCCU’s app is not as advanced as other apps, it does a great job of letting you view your accounts and pay bills. It even lets you make deposits and transfers.

First Checking Account

It also has a Teen First checking account, which is a good choice for children under 17.

If you’re looking for a credit card that will give you cash back on eligible purchases, the SDCCU Cash Rewards Visa Platinum may be a good fit. Its low interest rates and no annual fee make it a decent option.

SDCCU Eligibility

SDCCU is a credit union that’s open to all people who live or work in Southern California. It expands its membership beyond traditional credit union standards to include military personnel, graduates of specific vocations and even the immediate family members of SDCCU members.

It’s also easy to join. You can sign up online if you live or work in San Diego, Riverside or Orange County; if you work for an SDCCU Select Employer; or if you belong to the Financial Fitness Association.

SDCCU offers checking and savings accounts, as well as credit cards and auto loans. Its competitive rates make it an excellent choice for people who want to save on their interest payments while building a solid credit history.


SDCCU offers a variety of accounts to meet your financial needs, with rates that are competitively priced. You can also open a money market account to earn an interest rate on your funds, or choose a savings account for long-term savings.

Checking Accounts

A checking account is the most common type of bank account and gets its name from the act of writing a check to transfer money. This account also allows you to access your funds at any time using a number of different options, such as online or mobile banking or a debit card.

Overdraft Protection

SDCCU offers several overdraft protection options to help protect your checking account. These include courtesy clearing, overdraft transfers, preauthorized withdrawals and automatic bill payments. You can set up account alerts to receive real-time email or text messages when your account falls below a certain threshold.

SDCCU Mobile App

Sddfcu mobile app is a great way to check balances, make deposits and pay bills from anywhere at anytime. It also features the latest and greatest in mobile banking technology. The app is available to members with iPhones and Android phones alike, as well as those with data plans from their home providers.

Final Words:

SDCCU has a long history of leading the pack when it comes to innovative products and services that help our members save money. The SDCCU Mobile App is only the latest in a series of cutting-edge offerings that keep pace with technology and make life easier for our customers. From the SDCCU Easy Balance Transfer App to the SDCCU Dining Deals program, SDCCU has a mobile product or service for every member and budget. Message and data rates may apply. For the best experience, be sure to download the app and set up your nicknames via SMS text banking. This may be the most important step in maximizing your banking potential.

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